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40 Free Goodwill Letter Templates (& Examples) ᐅ TemplateLab - A goodwill letter is your attempt to convince creditors and lenders to remove a late or missed payment from your credit reports. If you’ve never written a goodwill letter to a creditor before, it can be helpful to use a goodwill letter template to help get you started. Learn how to erase late payments on your credit report by writing. You should also read this: Boat Rental Agreement Template